BCIC Credit Lines

Give your small business flexibility.

Apply Now

on BCIC's website

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BCIC Bank Lines of Credit

Rates, Terms and Fees

$25,000 to $300,000
in combined credit lines

7 - 12%
Annual Interest Rate (AIR)

Flexible monthly repayment from 2.5% - 5%

3 - 6 bank lines of credit
(each bank issues up to $50k)

No Collateral

View Rates and Terms
Benefits and Overview

This provides you with 5 main benefits:

  • Flexibility to draw funds when you need them
  • Draw cash on 100% of the limit if needed
  • No cash advance fees or higher interest rates on cash draws
  • Provides access to cash and credit
  • Establishes multiple banking relationships for your business

Do I qualify?

  • Minimum of 660 FICO® Scores

  • Verifiable income of $2k per month (min) for personal or $2k net income per month for business (min)

  • Must be able to furnish docs to verify income such as W2s, pay-stubs or tax returns

  • No excessive inquiries

  • Startups are acceptable

  • Startups are acceptable

*This is the total interest paid on the loan and does not represent an annual percentage rate, which is the total annual borrowing cost with all fees and interest included.
Apply Now

on on BCIC’s website

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