Credibly Business Loans

Right-Sized Business Loans and Financing

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on Credibly's website

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Fundation Small Business Term Loan


Rates, Terms and Fees

Up to $250,000

Term Length
6 to 17 months

Factor Rates
As low as 1.15

Automatic Payments
Daily or weekly*

Origination fee
2.5% of total loan amount set up fee is deducted from your proceeds

Prepayment Fees
No prepayment penalties — simply pay the outstanding balance plus accrued interest if you prepay your loan

View Rates and Fees
Benefits and Overview
  • Working capital loans provide immediate assistance for companies that need extra working capital
  • The funds do not need to be used specifically as working capital. It’s a great solution for any business with urgent capital needs
  • Traditional bank loans are rigid and difficult to qualify for, with a lengthy time to funding. Our working capital loans are fast, flexible, and intuitive

  • Required Documentation

    Signed business loan agreement; Business mortgage statement if you own; business lease agreement if you rent; Unexpired government-issued picture ID of all owners; Bank statements—most recent 3 months; For loans over $100,000 we require your most recent business tax return


  • Minimum Eligibility

    Working Capital Loans are available to businesses throughout the U.S. which meet certain criteria - 500+ FICO score, 6+ months in business, $15,000+ average monthly bank deposits

Once Credibly figures out the funding that’s best for you, they’ll let you know the cost** for each option. For your ease and convenience, Credibly present working capital pricing as a factor rate: Factor Rate = Payback Amount ÷ Funded Amount



Apply Now

on Credibly's website

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