Streamline your business’ finances.

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NOVO Business Checking Account

No monthly fee banking, budgeting, payments, and invoicing — all in one. Join 200,000 small businesses that trust Novo to help them save time and money.

Easy Transfers

Free ACH transfers, mailed checks, and incoming wires

Apply in Minutes

Submit your application in under 10 minutes.

No Hidden Fees

Don't be surprised by a fee again – see for yourself.

FDIC Insurance

Insured through Middlesex Federal Savings.

Online Banking

Banking at your fingertips anywhere, anytime.


  Traditional Business Bank Accounts
Monthly Fees $0 $75
Minimum Balance Requirement $0 $6
Free Invoicing and budgeting tools
Integrations with Stripe, Square, PayPal, Quickbooks, Gusto, and other popular apps
Fraud monitoring
ATM Fees Reimbursed Up to $7 per month
FDIC Insured up to $250,000 FDIC Insured through Middlesex Federal Savings, F.A.

Novo is a fintech, not a bank. Deposit account services provided by Middlesex Federal Savings, F. A.; Member FDIC. FDIC insurance through Middlesex Federal Savings. Physical debit cards provided by Middlesex Federal Savings or Patriot Bank. Virtual cards and physical cards provided by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard® is accepted. Mastercard is a registered trademark of Mastercard International Incorporated. Novo’s third-party ATM fee reimbursements will be limited to $7 per month effective January 1, 2024.


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