eCredable Business Blog

eCredable Business Blog


Learn how to build business credit and access more business financing.

Tier 1 Business Credit Vendors in 2023 

Building your business credit from the ground up can be a challenge. That’s why we compiled this list of tier 1 business credit vendors. They accept businesses that don’t have much (or sometimes any) business credit.  

1. eCredable 


Unlike many other trade credit providers, you don’t have to clear any requirements to qualify for eCredable’s services. No matter your business’s age, legal structure, or credit history, you can build business credit with eCredable Business Lift. 

Our program lets you report unlimited bills to the major commercial credit bureaus and get credit for up to nine different account types. These include power, water, gas, waste, mobile phone, landline phone, cable TV, satellite TV, and internet. 

You can report your continuing monthly payments for these expenses and up to 24 months of payment history for each. As a result, you can use it to significantly boost your business credit scores in as little as a week. 

eCredable reports your bill payments to Ansonia, Creditsafe, and Equifax Business (as long as the account is titled in the name of the business). The eCredable subscription itself is reported to Dun & Bradstreet, Experian Business, Equifax Business and Creditsafe.  

Give it a try today! 

2. Quill 

Quill lets you purchase office products, such as cleaning supplies, paper, and electronics. It also offers net 30 terms, which means you can qualify for up to 30 days of interest-free financing per order, similar to a small business credit card. 

To request net 30 terms, you must submit an order for at least $100 before taxes, then select the ‘Invoice My Account’ option at checkout. Quill will ask you to complete a digital form with relevant business details and submit your order. 

Quill will then run a credit check on your business and approve or deny your application, typically within 24 hours. If you qualify for net 30 terms, Quill reports your activities to Dun & Bradstreet and Experian Business

Vendor Link: Quill Net 30 Application 

3. Grainger 


Grainger can supply you with industrial maintenance, repair, and operations products. For example, you can purchase lighting, equipment, packaging, and batteries through its site. 

Once you open your vendor account, you can apply for a credit line by requesting credit as a payment option during order checkout or by calling Grainger at 1-800-472-4643.  

Either way, Grainger will run a business credit check to see if you meet its requirements. If you’re approved, you’ll gain access to a net 30 line of credit. Its limit is usually somewhere between $500 and $1,000. 

Currently, Grainger reports your credit activities to Dun & Bradstreet. You can use eCredable Business Lift to report your Grainger account to Equifax Business

Vendor Link: Grainger Account Registration 

4. Summa Office Supplies 


As you can deduce from the name, Summa Office Supplies sells various products for day-to-day office life. That includes things like pens, envelopes, legal pads, and folders. 

To get started, register for a business account online. During the sign-up process, you’ll provide information about your company, which Summa will automatically use to determine whether you qualify for net 30 terms. 

If Summa approves your application for its tier 1 tradeline, it will report all purchases above $75 to Experian Business and Equifax Business.  

Vendor Link: Summa Office Supplies Business Application 

5. Uline