Business Credit Reports Explained

Lifetime Monitoring - Account Monitoring Made Easy

Have you ever been blindsided by a good paying customer that goes bad? If you rely heavily on the timely payment of your customers, you know the value of monitoring their credit profile. By actively monitoring your customers credit, you are forewarned of any issues that may arise in their ability to pay, helping you mitigate any damage that may arise.

Introducing Lifetime Monitoring

For $5 annually per company, Business Credit Reports (BCR) will actively monitor their credit report for you. Any changes in their credit profile will cause an Alert to be issued and you to be notified of what exactly changed. Every report pulled includes 12 months of monitoring, for free!

Comprehensive Reports - Powerful Multi-Bureau Report Features You Will Not Find Anywhere Else

Decision Assistant
Process more applications by automatically filtering which applicants are easy approvals and which are not—using data from multiple bureau sources. Configure your Decision Assistant to screen applicants just like you do, and it will print recommendations directly onto your reports for you!
Credit Logic Score
Quickly determine the credit worthiness of a business with this unique, predictive indicator. This proprietary score is calculated based upon payment trends, public record filings, collections, and business background information across multiple bureau sources.
Average Days Beyond Terms
See the average number of days past terms a business has been paying their bills over a 12 month period. This proprietary view is the average of multiple burea's Days Beyond Terms for a company.
Corporate Registration
Avoid fraud by ensuring that the business is a legally recognized entity registered with their Secretary of State.

Multi-Bureau Trade Payment Data
Every supplier's perspective on how well a business pays back their debt—sourced from multiple bureau databases. Trade Payment Data is industry specific and may include payment terms, recent high credit limits, current balances, and aging.
MultiMax Credit Guideline
Determine if the amount your customer requested is in line with other amounts they have been extended and paid on time. Unlike other Suggested Credit Limits or Credit Limit Recommendations that are based on business industry models, this guideline is based upon actual trade payment amounts recently reported to the bureaus.
Public Record, Legal Filings, and Collections
View a business' filings, tax liens, judgments, bankruptcies, and collections in summary and in detail.
Corporate Linkage
View whether the business is a considered a single location, branch, or headquarters and if they have any Parent locations.

Know Exactly Who You Are Doing Business With

When establishing a relationship with another business, it is important to verify they are who they say they are.

Fraud Flags
This proprietary fraud check compares a business' credit profile against multiple criteria to indicate whether or not they are legitimate.
OFAC Alerts
Ensure that the business has not been flagged by the Office of Foreign Assets Control as an offender or threat to the national security, foreign policy, or the economy of the United States.

Google Maps Integration
Confirm an applicant is being honest by putting your eyes on their business straight from their credit report.

Are You Getting the Full Picture?

The full credit history of every business is scattered across each of the business credit bureaus. By using only a single bureau, you are only getting a small piece of the puzzle. BCR is the only company licensed to blend the data from each bureau into one easy-to-read report that gives you the full picture of their credit worthiness. With BCR's pay-as-you-go pricing, you won't have to deal with annual price increases, membership fees, contracts, or minimums. You are in complete control of your spending.

All the business credit information you need, from the sources you trust, with no contracts, no minimums, and no annual fees.