eCredable Business Blog

eCredable Business Blog

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Learn how to build business credit and access more business financing.


Nick Gallo
Nick Gallo

Nick Gallo is a Certified Public Accountant and content marketer for the financial industry. He has been an auditor of international companies and a tax strategist for real estate investors. He now writes articles on personal and corporate credit, accounting and tax matters, and entrepreneurship.

Business credit card payments from Bank of America, Citi, and US Bank never show up in your personal credit report. Capital One and Discover do.

Find out how to get an 80 PAYDEX Score, which shows vendors and lenders that your business makes payments on the due date, on average.

Ally Bank and Ford Pro™ FinSimple™ offer the best business auto loans without a personal guarantee. We have six other picks too.

Spoiler alert: TransUnion doesn’t have a business credit report. Unlike the other two major consumer credit bureaus, it doesn’t contain a business credit division.

Here’s a step-by-step guide to help you build business credit without using personal credit.