Learn how to build business credit and access more business financing.
Nick Gallo is a Certified Public Accountant and content marketer for the financial industry. He has been an auditor of international companies and a tax strategist for real estate investors. He now writes articles on personal and corporate credit, accounting and tax matters, and entrepreneurship.
Nav helps business owners monitor and build their credit, organize their finances, and raise capital to grow their operations.
1. Invoice Financing 2. Merchant Cash Advances 3. Online Business Loans 4. Net 30 Accounts 5. Loans From Family and Friends 6. Borrow Against Your 401(k)
The Home Depot net 30 account is ideal for established businesses. It reports to all major credit bureaus and charges no application or recurring fees.
Dun & Bradstreet is one of the most important business credit bureaus. Here are some of the best business credit cards that report to it.
US Bank business cards don’t report positive or negative activities to any of the personal credit bureaus.
PNC business cards don’t report positive or negative activity to any of the personal credit bureaus. PNC does report to the major business credit bureaus.
Bank of America business cards don’t report positive or negative activities to any of the personal credit bureaus.
These tier 3 business credit vendors can cap off your company’s credit history and prepare your business credit for lender financing applications.
Net 90 vendors can offer you up to 90 days of interest-free financing. Here are the best ones available in 2025.
To qualify for a million dollar business loan, lenders expect to see a proven track record of stability and success.