eCredable Business Blog

eCredable Business Blog

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Learn how to build business credit and access more business financing.


Nick Gallo
Nick Gallo

Nick Gallo is a Certified Public Accountant and content marketer for the financial industry. He has been an auditor of international companies and a tax strategist for real estate investors. He now writes articles on personal and corporate credit, accounting and tax matters, and entrepreneurship.

You can qualify for a $100k business loan with good personal credit, certain business revenue levels, and usually 1-2 years time in business.

Business credit cards can affect personal credit scores if the issuer reports your activities to the consumer credit bureaus.

A business credit builder card is a credit card designed to help you improve your business credit score. Learn how they work and some of the best options.

D&B is the only business credit bureau that requires direct registration. The others only require business tradeline activity.

A good business credit score is essential for getting the financing companies need. Find out how to repair your business credit.

Net 30 accounts are vendor tradelines open to new business owners that grant 30 days of interest-free financing and build business credit.

The Office Depot net 30 account only reports to Dun & Bradstreet, but it doesn’t charge any fees, so it may be worth adding to your credit mix.

A trade reference is a document that summarizes your payment history with another business and can help you qualify for new credit. Find out how they work.

Your business credit can affect your personal credit when you miss payments or default on commercial accounts, especially if you sign a personal guarantee.

The Newegg net 30 account reports to Equifax Business and D&B. It also has no application or subscription fees. Find out what else you need to know.