Learn how to build business credit and access more business financing.
Nick Gallo is a Certified Public Accountant and content marketer for the financial industry. He has been an auditor of international companies and a tax strategist for real estate investors. He now writes articles on personal and corporate credit, accounting and tax matters, and entrepreneurship.
Trade credit refers to extended repayment terms with a specific vendor, such as net 30 or net 60 accounts.
You can buy a house with business credit, but it’s better for real estate investing than for purchasing your personal residence. Here’s what you need to know.
You can get a business car lease with no credit check by applying with your business credit, using a cosigner, or taking over someone else’s lease.
Ally Bank and Ford Pro™ FinSimple™ offer the best business auto loans without a personal guarantee. We have six other picks too.
Net 30 accounts are vendor tradelines open to new business owners that grant 30 days of interest-free financing and build business credit.
The easiest way to get an 80 PAYDEX Score is to make all your monthly payments on time, if not early. You also need multiple accounts reporting payments.
The best business credit building companies in 2025 include eCredable, FairFigure, Credit Suite, and Nav.
Nav helps business owners monitor and build their credit, organize their finances, and raise capital to grow their operations.
1. Invoice Financing 2. Merchant Cash Advances 3. Online Business Loans 4. Net 30 Accounts 5. Loans From Family and Friends 6. Borrow Against Your 401(k)
The Home Depot net 30 account is ideal for established businesses. It reports to all major credit bureaus and charges no application or recurring fees.